avizhousehold decisions, worked out

Finance or lease?

See what each option really costs you over the years you plan to drive, with Canadian sales tax built in. Every figure is an estimate you can adjust.

How we compare.

Your situation
Detail

Net cost over time

Everything you have paid by that point, minus what the car you own is worth after any loan. The lowest line is the cheapest option if you stopped there.

Show as a table

Cash leaving your account

Average per month in each year, including down payments, buyouts and maintenance.

Where the money goes

How distance changes the answer

What this assumes

    This calculator gives estimates for general information. It is not financial, tax or legal advice. Dealer quotes, lender terms and provincial tax rules vary, so confirm the figures on your own contract before you sign.